1. Legal Notice
Please read the following information carefully before using our website which, without limitation, includes the home page, splash page, and all other pages under the same top level domain name, and all content thereon (the "Website") as provided by Abacus ("Abacus" or "we").
By accessing the Website, you agree to be bound by and to comply with these terms and conditions. If you do not agree to be bound by these terms and conditions you must stop using the Website immediately. These terms and conditions are to be read together with any terms, conditions or disclaimers provided in the pages of the Website. In the event of any conflict, the terms, conditions or disclaimers provided in the pages of the Website will prevail.
The content of the Website (including these terms and conditions) may be changed at any time without notice. It is your responsibility to check these terms and conditions in case there are any changes. If you access and use the Website after we have made a change to these terms and conditions you will be treated as having accepted the change.
2. Reservation of ownership, copyright and trademarks
This website and the copyright in the content and materials featured on the Website are owned by Abacus Group Services Limited (a wholly owned subsidiary of Abacus Financial Services Group Limited). All rights are reserved by Abacus Group Services Limited.
The contents and information contained within the pages of this Website, including but not limited to the layout and expression, together with all the computer programs and applications which have been developed by Abacus and which deliver the content of this Website including, without limitation, all source code, object code, algorithms and specifications, are ©2000-2002 Abacus Group Services Limited and or its third parties, and may not be copied, transmitted, converted, transcribed or reproduced without the prior written consent of Abacus Group Services Limited.
Abacus is a trademark of Abacus Group Services Limited. Without express approval you must not use or reproduce the Abacus trademark or logo.
You must not alter anything on the Website; no material from this site may be used on any other website; and no links may be created to this Website without the prior written consent of Abacus Group Services Limited.
3. Regulatory language
The information provided on the Website:
(a) is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to any law or regulation or which would subject Abacus Financial Services Group Limited ("Abacus", which definition includes any subsidiary or associate of Abacus Financial Services Group Limited) to any regulatory requirements in such jurisdiction; and
(b) does not constitute an invitation to buy or the solicitation of an offer to sell securities or to accept deposits or to provide any other products or services in any jurisdiction, to any person to whom it is unlawful to make such an offer or solicitation.
Furthermore, the content of the Website does not constitute investment advice on the merits or suitability of any investment product and no information contained within the Website should be construed as such. You should always consult with a professional adviser with respect to your situation.
It is your responsibility to be aware of the applicable laws and regulations in the jurisdiction from which you are accessing the Website and, if you choose to access the Website, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.
4. Disclaimer of liability
Abacus provides the Website and its contents on an "as is" basis and does not make any express or implied representations or warranties in respect of the Website and its contents (including, without limitation, warranties as to accuracy or completeness). In particular, the contents of the Website are believed to be accurate when posted, but Abacus does not represent or warrant that they are accurate or complete at all times.
Abacus does not represent or warrant: that the Website will be available and meet your requirements; that you will have uninterrupted access; that there will be no delays, failures, errors or omissions or loss of transmitted information; that no computer viruses will be transmitted or that no damage will occur to your computer system as a consequence of use of the Website. We may suspend or terminate your access and use of the Website at any time with or without notice. You are solely responsible for protecting your data and/or equipment and for taking appropriate precautions to scan for computer viruses.
Abacus is not responsible for and will not be liable for any loss or damages, whether direct or indirect, special or consequential (including loss of profit), howsoever arising, and whether in an action based on contract, negligence, other tort or otherwise, out of or in connection with your use of or inability to use the Website and its contents, or any action or decision made by you in reliance on the Website and its contents, or any unauthorised use or reproduction of the Website and its contents, even if Abacus has been advised of the possibility of these damages.
In providing the information contained in the Website, Abacus is not rendering any legal, accounting or professional advice or opinions on specific facts or matters. You should always consult with a professional advisor with respect to your situation. Abacus makes no representations about the suitability of the information published in the Website for any purpose.
5. Emails and hypertext links
Any unprotected email communication over the Internet is not confidential and may be subject to possible loss, interception or alteration. Abacus recommends that you do not communicate confidential or personal information to us via ordinary e-mail. Abacus is not responsible or liable for any loss or damages in connection with emails sent by you to Abacus or emails sent by Abacus to you at your request or on an ad hoc basis. Abacus makes no warranties or guarantees that any information directly or indirectly transmitted to or from this server is secure or that any information conveyed will be private.
As a convenience to you, the Website may contain links to other sites independently maintained by others. Abacus does not review or endorse, and is not responsible for, any websites linked from or to the Website, the content of those websites, the third parties named therein or their products and services. Linking to any other website is at your sole risk and Abacus will not be responsible or liable for any loss or damages in connection with such linking. You are reminded that when you enter other websites via such links, you will not be subject to these terms and conditions and Abacus recommends that you familiarise yourself with the terms and conditions of linked websites.
As a convenience to you, the Website may contain links to downloadable software. Abacus will not be responsible or liable for any difficulties or consequences encountered when downloading this software. Abacus does not represent or warrant that the software will be accurate or function properly. The use of such software will be governed by the terms of the licence agreement, if any, accompanied or provided by the software.
Abacus reserves the right to protect its reputation and where it is deemed necessary may request the removal of any link to this Website.
6. Personal Information and Confidentiality
You may choose to contact Abacus via our Online Contact Form. When you contact Abacus you must provide complete and accurate information. You should, where necessary, contact us to update such information so that it remains complete and accurate. The complete Privacy Policy of Abacus can be found at the link below.
7. Governing law
The Website and its use are subject to the laws of the Island of Jersey which shall exclusively govern these terms and conditions. The Courts of Jersey shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with the Website and its use. If any provision of this disclaimer shall be held unlawful, void or unenforceable for any reason, such provision shall be deemed severed and shall not affect the validity and enforceability of the remaining provisions - which shall continue to be valid and enforceable to the fullest extent permitted by Jersey law.
8. Regulatory Information
Abacus Financial Services Group Limited is an independently owned financial services company, wholly owned by the directors and staff.
The Abacus Financial Services Group consists of a number of separate companies, many of which are regulated for the conduct of financial services businesses by the Jersey Financial Services Commission ("JFSC"), the Guernsey Financial Services Commission ("GFSC") or the UK's Financial Services Authority ("FSA"). A full list of companies and their regulatory status is available on request.